Why You Resist Saving Money?

Why do you resist saving money?

An interesting question, that I have had lots of questions on this week, so I thought I would do a blog on it.

It is not just saving money we resist, but we resist change generally.

We are really happy in our comfort zones.

It takes a lot to get us out of those and in to doing something new.

 

For example, I was really happy paying £30 a month for my mobile phone and have done so for many years, more than 10 years.  It was only when I started paying £38 for my new iphone, I was bit uncomfortable.

Then a friend said to me, she only pays £5 and I was “she is tights”, she’s not.

Or “she probably doesn’t have data” she does.

 

Instantly, I didn’t want to admit that maybe I could have got a better deal and it was my loss and not hers.

It wasn’t till I lost the signal on my mobile phone and couldn’t hear people, that I actually did something about it!

 

Even noticing they charged me twice for one month didn’t do it.

In less than an hour, I have managed, with the same supplier to get a better deal, improve the quality of the call, for more data, text and calls that I have ever used for £5 a month.  I was amazed.

Not just that, I got £60 refund, which effectively meant the first year was free.

 

A few years later,  I am still paying £5 a month, saving £300 per year.

 

I haven’t had to review it every year, which is always nice but I realised other people are missing out.

I wanted to let people know that it is possible with the internet changing so fast, to save 100’s of pounds on those bills, you think you have to pay, as opposed to those things you want to pay.

 

So my challenge to you “How much can you save?”

 

I would love to hear how much you have saved.

 

I also know you need to be moved from that state of comfort to discomfort, in order to have it happen!

 

So I have scheduled a workshop in 3 weeks time, on Saturday 15th July.

If you haven’t saved at least £100 by then,  come to the workshop.

I will motivate you and actually help you do it as part of my Money Mastery Workshop.

 

I really want us to spend our money how we choose.

 

Whether that is paying off debt, going on holiday or just a really nice day out?

Save the money on things you are not really interested on buying but you have to!

 

Here’s the link to the Money Mastery Workshop.

Thank you very much for watching, Jenny

 

 


Fight or Flight with Money?

Fight or Flight Response

 

I thought people don’t normally consider the Fight or Flight response and money?

It is all about the resources, we feel we don’t have and feel threatened about.

 

So that call from the bank?

We ignore it or go, right, I am going round there to deal with it now – which is flight or fight.

 

What is the flight or fight response?  I have a little sum up here, as I think we all know.

 

“Stress is a biological and psychological response, experienced on encountering a threat, we feel we do not have the resources to deal with. ” Quote and picture by Simple Psychology

 

When you get in a life threatening situation, you do need to take action and that’s why we have this wonderful thing.

 

But when it is your ego that is in danger of dying and not your physical body, we need to come up with a new strategy, particularly when it comes to money.

 

I think the most extreme thing I have ever seen someone do in a Fight mode is buy a house they have never seen at an auction.  They just got carried away with the auction – it was like “I must have it”.  Fortunately it was only £60,000 but I can’t imagine what state that house was in?

 

On the Flight response, I have been round to people’s offices who have years’ worth of unopened bank statements, they can’t bear it and are “la, la, la, la, la”..

 

Bank statement, balances, paperwork – la, la, la, la, la, with their fingers in their ears, that’s the flight response.

 

When we get stressed, we find it very difficult to deal with, if we deal with it at all.

Often we don’t make great decisions.

 

I wanted to draw your attention to this fact, so you can make better decisions. 

 

Be in control of your money, rather than have this human response be in control.

 

Everything can wait one minute, nothing needs to be done that second.

We can all wait a minute, especially when it comes to the ego. 

 

If you know you are making a decision and you are hot, sweaty and panicky about it.

 

Take a minute and ask yourself “am I doing this because I am ‘fighting’ or ‘flighting’ or am I doing this, because I have thought this through and it really is a sensible thing to do.

We are not going to go into the relaxation response, which is the best way to deal with it.

 

This is the awareness stage, to start noticing you are doing it.

 

Then breathe, long slow breaths to calm down your heart rate and lungs and relax in the chair.

That’s where we are going to end up, nicely relaxed about money.

 

 

 


Money Goals that Motivate

 

Money goals that motivate and bring clarity to your situation.

So in our house, if we achieve our money goals plus a little bit extra, then we get a take-away, otherwise we have to cook.

Take-aways might not be your reward but actually giving yourself free or low cost rewards on a regular basis is extremely motivating.

 

If you work for yourself and don’t have a boss, then no one else is going to give them to you.

You need to do them for yourself.

So today we are talking about goal setting and whether you call it dreams, promises, targets, whatever, it doesn’t really matter.

What we are talking about today, is setting a simple weekly goal.

 

A simple weekly goal that is achievable, possible but just a little bit of stretch.

Just a little bit of stretch so you can achieve it.

 

For example

  • If you are just starting up setting the amount of a client, the monetary amount of one client a week is probably enough.
  • Or if you sell products and you are selling 10 a week, make it 12.
  • Often it is about consistency and achieving that money target, week in week out.  When you do you get that little reward.

 

So why do it that way?

 

I know that you might think, I can set that target but that’s not enough.  Actually you need to start somewhere.

Starting now with a weekly target builds that money goal achieving muscle.

Plus it puts you in a really positive frame of mind and when you are feeling positive about money, that makes a huge difference.

You can change it in the future if you want, well you hopefully you will once you go through those targets.

 

Think about it on a Friday night, or Friday you are thinking, oh I haven’t quite reached my goal.

 

It can be quite fun thinking how am I going to reach my goal?  Then the satisfaction of achieving it or looking at why not?

 

Or if you have had a really good week, having the afternoon off and enjoying yourself.

 

So if you would like to talk about setting your money goal, you can book an appointment with me for a 121 consultation either via Facebook or my website

Thank you for watching.

 


Are You Missing the Obvious?

Are you missing the obvious?

 

It can be hard to see ourselves.

Sometimes we struggle on, doing what we think we ‘should’ do, rather than actually what we want to do.

This is often obvious to everyone else but ourselves.

 

I had a client,

let’s call him Dave, he was a massage therapist.

He was kind caring and compassionate, wonderful strengths in a massage therapist.

 

He also had a lot of tattoos on his head, face, neck and forearms, not necessarily a problem, except for they were very, very scary and dark.

He felt that was a weakness, when he had gone round the local beauty salons trying to get work.

There was nothing he could do about it because he had so many and also because he felt they were part of him and part of his journey through life.

 

So I said to him

“Why did you start your business?”

He said

“Because I had a massage in prison, which really helped me overcome my addictions.  What I really want to do is work in prisons.”

 

I thought, yes actually, that is obvious, you would work very well in prisons.

Your scary tattoos would actually be a strength, as opposed to a weakness.

Yet he hadn’t done so because he just felt he needed some experience in beauty salons first!

 

Once I said no, just go for the prisons.

He did and got work in the local prisons and I am sure he made a huge difference to the inmates there.

 

So what are you missing that is obvious, perhaps to everyone else, but not yet to yourself?

 

Thank you for watching.

 

 


Why Did You Start Your Business

 

Why did you start your business?

 

When you have been in business a while, you get asked that question a lot and you tend to have a short, pat answer, that you give to people.

But it can be worth considering because generally people are asking for 2 reasons.

 

Firstly to find out if what inspired you would inspire them, because they want to start a business.

 

Often they are just trying to find out more about you and your business.

To find out where you are coming from

 

To see whether there is a compatibility between them as a customer and you as a supplier.

 

If that is the case,

 

it can be worth incorporating it as part of your story in your about me or in your promotional literature. 

 

Maybe not in the original format but with some discussion with a friend or a partner, working out an inspiring explanation for customers.

 

But actually what I wanted to talk about today is the unrefined version, the raw version, the version that made you go

 

“I’m going to start a business” – that one.

 

So whether is was a career decision, to solve a problem, to make a difference.  Or out of desire, passion or just because?

 

It is worth capturing that feeling, the words, the decision.

 

So when you need motivation, inspiration or trying to make a business decision about which direction to go, having that held in your heart or on paper can be really useful.

 

It is worth bearing in that mind as your business progresses,

 

you might need to update and change it as you have solved that original problem.

but having something you are really passionate about or that moves you is worth hanging on to.

 

So let me ask you

Why did you start your business?

 

 


Money and Spirituality

Maggy Whitehouse is a specialist on money and spirituality based in the U.K.

Describing herself as a prosperity consciousness mentor, Maggy has written many excellent books on money, spirituality and religion whilst also being a BBC Journalist and stand up comedian.

Jenny will be back next week as usual.

 

 

So what is prosperity?

 

Whenever people come to workshops around prosperity consciousness,

usually there is a spiritual group of them who have a little bit of an issue about whether or not it involves money.

It is OK to say you want happiness and health and the world to be healed and all war to end but actually to put your hand up and say, er I’d like a bit of money too seems to be quite a difficult thing.

 

In prosperity conscience training money is purely an energy.

 

The truth is if we are struggling around money, we do want more money.

 

I actually get people to close their eyes, put one hand over their eyes, put there arm up in the air in a fist and then I say, ‘now nobody can see you, everybody who would like some more money in their life, just raise one index finger, and they all do’

There is this huge inner training that mostly comes from 2000 of misunderstanding Christianity that believes if you are spiritual, it is kinda wrong to be rich.

 

think on this, you can’t give from a place of lack, you can’t help from a place of emptiness, you can’t teach someone else to fish if you don’t know how to fish.

 

It is perfectly OK, spiritually right and perfectly good to be spiritual and rich.

 

So if you can, just be aware that the only reason you are not, it is because of this inner belief that somehow it is wrong.

 

Making money wrong isn’t going to help the law of attraction and if you think that people with money are wrong that is not going to help the law of attraction either.

 

These are all ego thoughts, making someone else wrong is kinda of an excuse so we don’t prosper.

Learning to teach prosperity consciousness is not selfish, it is the most unselfish thing you can do.

If you can learn prosperity consciousness from all the wonderful resources on YouTube, especially the Abaham Hicks ones which are my favourite and you become prosperious and wealthy, you can teach others to do that same.

 

I can teach 10, those 10 can teach 10, who can teach 10 , who can teach 10 and that will be the end of the world poverty consciousness issues.

www.MaggyWhitehouse.com

 

Jenny will be back next Thursday 9th March at 8pm with a

FACEBOOK LIVE

When will my business be successful?

 


How Much Money is Enough?

How much is enough money?

There is no right answer, only the right answer for you!

What makes you feel happy, contented and feel good about yourself?

Now I am talking personal money here, just for you.

Not charitable contributions or community donations, or for anyone else.  Just for you.

 

 

I have asked 100’s of people this question

(I know, but that is what I am interested in), mostly in the early stages of business.

Generally, the answer is a blank look.

It is very rare for someone to actually have an answer,

ever rarer for someone to have  a money goal,

(which is obviously something I get excited about).

 

Yet happiness surveys tell us “having enough money increases our happiness” but once we have enough, then it is all about our health and our relationships.

 

So it could be interesting to work it out?

You don’t have to do it formally,

just on the back of an envelope, but I wonder what the answer would be?

 

Alternatively, decide you have enough money and enjoy it.

 

Thank you for watching.

 


I Want More Money

I want more money.

Probably one of the most popular questions, although people to tend to put it more subtly.

I would like to grow my business
I should pay off my overdraft
I need to solve my immediate concern

So today I am going to give you one method of doing just that.  It is only 2 steps, so if you are ready?

Step 1   Give yourself permission

Step 2   Take action

Give yourself permission, then take action and you need to do it in that order.

 

Let me give you an example:

I was working with a mother who ran a very successful business.

When she decided to go part-time, her income crashed.  She couldn’t understand why?

We had a conversation and she realised that she had been a tad condescending

about mothers who worked part-time. Thinking they weren’t really serious about their business and didn’t make much money.  So that is where she found herself.

Obviously that statement isn’t true in all cases, people have different opinions.

What she did is give herself permission to earn her professional rates, however many hours she worked.  She went back to work, took a couple of actions and within a couple of weeks was back earning a good income.

So that is the way, give yourself permission and then take action.

Now I know if can be difficult to see inside your own head!

 

Talk to a friend or partner if they are positive about money, as they can usually see things you can’t.

Alternatively, write a letter to money, there is a template on my website.

Email me to book a confidential conversation about money

 

Thank you for watching.

 


Can’t Face your Figures? Write a Letter to Money Instead.

Can’t face your figures? Write a letter to money instead.

Yes, we are all human and there are times where we all think ‘ugh’ I can’t face doing my figures or my bookkeeping, or money just got on top of you.

So today what I wanted to do, was provide you with a short, quick tool to use, when you get into that place.

Yes, it is only being human and by doing writing instead of figures, hopefully, it accesses a different part of your brain.

Now many of you might have written a letter to money before but what I am suggesting today, is to just pick one topic to keep it short and sweet.

Why can’t I get on with my books?
Why do I always spend more than I earn?
Why do I … whatever it is that is your thing?

Just pick one topic and write a letter.

Now what you want to do is write it like you are writing to a dear friend.

A dear friend that is never going to read it so you can be as honest as you like!

It is a great place to have a good rant or get anything off your chest that you feel will help.

You can just take a sheet of paper and write it out, do it on your computer. Or if you want some headings to help you along, I have prepared some.

If you go to my website www.jennybracelin.co.uk/dearmoney you will find the headings and the explanations.

The headings for your Dear Money letter are:

I am doing…, so it is Dear Money and then say what you are doing.
I am feeling…and say what you are feeling.
Ask what can you do…what can you do?
Dealing with buts, and’s and I want more’s… they will come up so have that as a topic.
What can I do now? You don’t have to do it but ask the question.
End with a Thank You, that is always a good way to end.

So that is my ‘get yourself unstuck’ little tool so thank you very much for watching.

Next week we are back to practical stuff and it is a Live Q & A on Facebook at 12 noon GMT on Friday 3rd February 2017.

We are talking about now you have done your books, or now you have done your accounts, what now? You can just stick them in a drawer but we are going to provide you with some other useful suggestions.
Thank you for watching.


The Best Feng Shui Tip for Money

Welcome to the best Feng Shui Tip for money.

So here I am in my home office.

What I notice is, when I go to clients, often the money area of their office, or more generally their home or plot, tends to have clutter or undesirable objects in it.

So I thought I would show you today, where your money areas are, so if you just want to tidy or clean a little bit of your home, then this would be the area to do.

Here we are in my home office and I am standing with my back to door, if I just show you my door, so you can see my door is here.

Where your money area is: if you stand with your back to the door, then it is on your far left, it is your far left area.

So if we go round, so that is my left wall and then this is my money area, in the corner. So has you can probably see, I have a light there and a drum and it quite clean and clear.

That’s the thing you can do, look at the area of your money and see if it has things that represent you? The most often thing I find is a bin!

I don’t know why but people just naturally put their bins in the money area. So what you can do is take a cloth and give it quick wipe, or next time you are cleaning, pull everything out and hoover (vacuum) behind it and just give it a bit of a clean and that spruces it up.

So that is my top tip, just spend a couple of minutes tidying your money area of your office particularly or your home or your plot, on a larger scale, which is the far left part of your home.
Thank you for watching.