Terms & Conditions

My Key Terms of Business

The joy of this work, is seeing people light up with understanding and motivation.  Being happy and successful with their money and their life. Jenny



Disclaimer: Only take advice if it is useful.
Based on information provided at the time.

“advice” includes but not limited to; business advice, general advice, coaching and recommendations.

Professional Guarantee: If I can’t help, I will give you a refund.


Money Coaching One to One Sessions

I prepare for a one to one session by taking time to centre myself.  To focus completely on you and your situation, to provide the best possible outcome.

A one page summary report with a short analysis, content covered and action plan is included in the price.



I do not provide “coaching and advice” by outside paid sessions.  Any suggestions are not backed by my Professional Guarantee – it is too easy to misinterpret things.



I am not a financial adviser or an accountant and not regulated to give personal financial advice.

I can help you think through, what is right for you.  Using coaching questions and business advice.

I am not responsible for you taking action – I do my best to motivate!

Confidentiality is an essential part of being a business adviser and money coach.

I explain money is a trading name of Jenny Bracelin Ltd.

Data Protection/GDPR.  I collect your data to facilitate giving you the best support and marketing purposes.  I also anonymise  information for case studies and general statistical purposes. Privacy Policy



Payment is in advance.

Refunds are given in line with distance selling rules in the UK and my professional guarantee.


I am a professional and operate with integrity.  All “advice” is based on achieving the best outcome or objective, for you and your money.

I am known for prioritising health over making money, as it is possible to make money anytime!

I often work with clients in the same industry, i.e. consultants, as I find each person’s business is unique to them and their personality.  However I will notify you or decline business, if I think there is a conflict of interest.


I am honest, fair and non judgemental.  I do my best to conduct my business legally and in an ethical way.

I research and promote ways, particularly with money, that work for everyone.


The Planet

I consider the planet in my use of resources.  I re-use, reduce and recycle.  Use public transport, where possible.  I also make a regular contributions to my local Wildlife Trust.


Every individual is a human being and will receive the best possible service.

Specific experience: all genders, ages, a wide variety of cultures, faiths, LGTBQ  and people with mental and physical disabilities.


Invalidating one clause does not invalidate the others.


Last updated: January 17, 2021

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://jennybracelin.co.uk website (the “Service”) operated by NHW 2.0 (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.


When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of NHW 2.0 and its licensors.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by NHW 2.0.

NHW 2.0 has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that NHW 2.0 shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.


We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.


Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Governing Law

These Terms shall be governed and construed in accordance with the laws of United Kingdom without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us.

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